Personal Insurance
Life is a journey, and over time your needs will change. Is your insurance cover keeping pace with your current or upcoming priorities?
By tuning in to your needs we are able to help offer a solution that is suitable for not only the short term but accommodate your long term needs as well — because we know life does change.
To ensure your personal insurance is suited to your needs, there are some areas you may want to consider before purchasing:
1. How long do you need to keep your cover in place — ten, twenty or thirty years? Planning to purchase the right policy at the start will ensure that your policy is in force when you need it. Managing premiums as time goes on is a common complaint.
2. Can the policy manoeuvre with such events like purchasing a family home, or the birth of a child?
3. Special situations — ie. are you a blended family?
4. Will it perform as you expect when you make a claim?
Medical cover is a prime example. As medical treatments and technologies improve, some medical insurance policies become inadequate at the point of claim because they have not kept up with medical advancements and medical inflation. This can leave some people with large shortfalls at the point of claim. This can be avoided by seeking professional advice.
Delray Group knows insurance products inside out! We pride ourselves on providing you with the right advice based on your unique needs.
We recommend you regularly review your insurance. Having the correct product and amount of cover will give you the assurance of protecting the people and things that are important to you, regardless of what life dishes up!
03 344 5966
Business Risk Insurance
-
Key Person / Income Protection
-
Business Overheads
-
Trauma Cover
-
Total and Permanent Disability
-
Life Cover
-
Insurance for Shareholders
Personal Insurance
-
Medical Cover
-
Income / mortgage Protection
-
Trauma Cover
-
Total and Permanent Disability
-
Life Cover
Insurance areas you may need advice on:
Disclaimer:
The information provided and services described in this website are of a general nature and are not intended to be personalised insurance advice. The information provided in this website is not intended to be a substitute for professional advice. You may seek appropriate personalised insurance advice from a qualified professional to suit your individual circumstances.
A disclosure statement is available on request and free of charge.
We believe it is important to provide our clients with the best that New Zealand insurance Companies offer. We work closely with:
