Business Risk Insurance

​Whether you are self-employed, a farmer, a retailer or in a partnership you need specialist advice in this area. It’s vital that the Business Risk policy you choose is matched to your unique needs. 

 

Business Risk insurance has a wider reach than income protection cover as you may need to cover leases and other business overheads.

 

Life-changing events often arrive with very little warning, and having the correct insurance plans in place will be crucial to you being able to maintain both your income and your business.

 

For instance, if you (or another key person in your business) became unable to fulfil their role due to an illness or accident, do you have plans in place to cover the loss of revenue, and protect your business / contracts and assets from such a loss?  

 

If you are currently in a partnership, would you be able to fund the buy-out of your business partner? Do you have the right documentation in place to facilitate this transaction?

 

What would be the estimated loss of revenue to your business and the investment required to replace the skill set of your business partner?

 

Have you considered whether the business would need to continue, or whether selling or winding up would be better options for you? Having the right insurance plan in place can make sure that either option will work for you.  

 

Insuring against business risks can sometimes be a complex area, but at Delray Group you have specialist impartial advice to guide you through.  

 

For peace of mind, contact Delray Group for the comprehensive advice, planning and cover you need.

 

 

 

We believe it is important to provide our clients with the best that New Zealand insurance Companies offer. We work closely with:

Insurance areas you may need advice on:

Disclaimer:

The information provided and services described in this website are of a general nature and are not intended to be personalised insurance advice.  The information provided in this website is not intended to be a substitute for professional advice. You may seek appropriate personalised insurance advice from a qualified professional to suit your individual circumstances.

 

A disclosure statement is available on request and free of charge.