ACC Levy Reduction
ACC provides compensation and assistance in the event of accidental injury. An income protection or a specialised business insurance policy gives wider cover for both injury and sickness. Together they can provide excellent cover if you have the balance right.
For instance, did you know that your ACC levies may be able to be reduced? The balance can be used to fund more comprehensive key person / income protection insurance, covering both sickness and accident.
If your taxable income is over $40,000 it’s possible you can quite easily reduce your levies. Each individual case is different and requires specialist advice, but the savings and increased coverage can be significant. This can be of great advantage to both you and your business.
What if your farm / business income is low?
There are specialist business products available that address these issues. They will not only cover your income but can cover the cost of labour replacement or business overheads.
In the event you are incapacitated, access to funds is vital if the farm / business is to continue functioning.
Good sound advice on these areas is vital. At Delray Group we have the expertise to help you get the most out of your ACC cover and key person / income protection products.
It is essential that you protect your ability to earn an income. It’s worth having the best cover you can afford.
03 344 5966
ACC may be able to help fund your insurance and not only cover you for accident but for sickness as well
Business Risk Insurance
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Key Person/Income Protection
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Business Overheads
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Trauma Cover
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Total and Permanent Disability
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Life Cover
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Insurance for Shareholders
Personal Insurance
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Medical Cover
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Income/mortgage Protection
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Trauma Cover
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Total and Permanent Disability
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Life Cover
Insurance areas you may need advice on:
Disclaimer:
The information provided and services described in this website are of a general nature and are not intended to be personalised insurance advice. The information provided in this website is not intended to be a substitute for professional advice. You may seek appropriate personalised insurance advice from a qualified professional to suit your individual circumstances.
A disclosure statement is available on request and free of charge.
We believe it is important to provide our clients with the best that New Zealand Insurance Companies offer. We work closely with:
